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Apply Govt. Grants Online

If you are struggling to make ends meet, there are some government and non-profit organization grants to pay bills. There are different eligibility criteria for each type of grant and you need to apply and then qualify for receiving these grants.Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now.


Thursday 19 July 2012

Federal Grant-Direct Federal Student Aid Grants

Federal Grant-Direct Federal Student Aid Grants

Federal Student Aid, as an office of the U.S. Department of Education, provides a variety of financial aids to students and their families. One of the methods used by the office to provide financial assistance to those in need is the grants given out by the office. However, there is not a single type of grant, and a good knowledge of the grants is required to make a sound and right application. Here is some information on the types of grants provided directly by Federal Student Aid, and their eligibility criteria.
The first and most well-known of these grants is Federal Pell Grants. This grant is awarded to students whose income can be categorized as low or middle. Therefore, this grant can be categorized as a need-based grant. How much a student will be awarded is dependent on the income level of the student and his or her family in addition to how high the student's cost of education will be.
Academic Competitiveness Grants constitute the second category of direct grants given out by the office. As the name of the grants suggests, they are awarded to students who have built a strong academic record throughout their secondary education. This category belongs to merit-based grants as opposed to the Federal Pell Grants and Federal Supplemental Educational Opportunity as explained above. However, to apply for this grant, the student should also be eligible for the Federal Pell Grants, which makes the grant need-based as well. If the student satisfies all the above conditions, and is in his or her first or second year of the undergraduate studies, he or she can apply for this grant.
The next category of grants is the National Science and Mathematics Access to Retain Talent, often referred to as National SMART. This grant is awarded only to those students who are at their third, fourth or fifth year of undergraduate study. Furthermore, it is necessary that the applicants study in one of the following fields: physical sciences, life sciences, computer sciences, mathematics, technology or engineering. National SMART also accepts applicants who are studying a foreign language "determined critical to national security". Finally, candidates should again be eligible to apply for Federal Pell Grants as well to be eligible under this scheme.
The next category of grants carriesthe name Teacher Education Assistance for College and Higher Education Grants (TEACH). As its name suggests, the grant is specific to those students involved in a career in teaching. However, it is not necessary for the students to have completed their coursework in the related field; they might also still be going on with their coursework. The important point of this grant is that, if you are awarded TEACH, you have to make an agreement with Federal Student Aid. This Agreement to Serve that needs to be signed gives the student the liability to work as a full-time teacher under conditions that will be set out by Federal Student Aid.


Source: http://EzineArticles.com/6410394
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Tuesday 17 July 2012

Federal Need Based College Grants


Federal Need Based College Grants

Presently there are currently 9 government sponsored college or university grant programs offered in America, and over six hundred state financed programs. This report is going to briefly talk about the three most favored federal subsidized programs using need based eligibility. Federal merit based grants are going to be addressed in a subsequent article. The course of action with regard to application for the majority of them begins the same way which is to complete the Free Application for Federal Student Aid (FAFSA). The FAFSA form needs to be completed on a yearly basis if the college student is going to be trying to get aid for that upcoming year. Grants are generally organized in one of two categories: Need based and merit based. Need based grants are the ones in which the college student will need to meet particular financial shortcomings wherein they might not manage to attend higher education due to lack of funds. Merit based grants are those where the student qualified based on one performance achievement or another. Below are a list of grants in the need based category along with a short description of each.

Need Based Grants:

Pell Grant 

Pell grants are granted based on financial need because they're only accessible to college students whose family household income is $50,000 or less. Although this amount of money seems low, The United States Government distributes millions of dollars every year through the Pell Grant program. Pell grants are given straight to the student's institution and if there is money remaining after tuition, room and board, and expenses are paid out, the student may decide how the rest of the funds are allocated.

Federal Supplemental Educational Opportunity Grant (FSEOG) 

This specific need based grant is much like the Pell Grant with the major variation being that the college the student attends retains the authority to determine how much money will be allocated to the student. Because of this there is often a range in the household family income threshold which determines eligibility for the grant.

Academic Competitiveness Grant (ACG) 

The Academic Competitiveness Grant is based on financial need; but there's an academic performance component to it as well. Students who are eligible for the Pell Grant may also be eligible for the Academic Competitiveness Grant. As in the FSEOG Grant, the university decides the amount of grant money awarded to the student but bases the computation around the student's performance.

All of these grants need the college student to send in the Free Application for Federal Student Aid (FAFSA) form that can be done on the U.S. Department of Education's website or by simply printing out the forms and mailing them in. Once the forms have been submitted and reviewed the college student will receive the Student Aid Report (SAR) which enables them to figure out how much they could be eligible for and how much their Expected Family Contributions (EFC) is. Dependent on the details included in the SAR, each school you've expressed an interest in will prepare an award notice, a financial aid package they are willing to provide you in return for gaining you as a student.

Learn more about the teach grant. Stop by our site where you can find out all about the teach program and what it can do for you.


Source: http://EzineArticles.com/6732004

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Wednesday 11 July 2012

Single Parent Grants


Single Parent Grants



The conventional image of a family counts on the presence of father, mother and children in it. In today's world, some families may lack the presence of a parent and the family is classed as a single parent family. Statistics tell us that there are more than 10 million mothers and fathers who are trying to raise their children. The shocking fact is that more than 25% of such families continue to exist below the Federal poverty levels. 83% of these are women centered families. With the economic conditions as they are in the U.S.A., it wouldn't be difficult to imagine the plight of these households. In single parents grants, these people have a access to financial aid which can help them immensely.

Scholarships for Single Parents

If you are one of those people, who are trying to manage their household and raise a child on a single full-time or part income, then you should consider applying for these grants. The purpose of these single mother grants and scholarships is to help you in single parenting and enable you to pay for daycare, housing, schooling and the basic needs of your family. These grants comes with some strings attached, and expects the parent to repay by doing some type of community work. Some these grants and financial aid programs assigns or sets some specific tasks to the winner. Well, it is said that, "Don't look a gift horse in the mouth."

College Grants for Parents

Individuals, who think that they can do much better by acquiring higher education, should go for scholarships for mothers. They are right in linking education with career opportunities. There are some jobs that cannot be done away with. Most of the time, the government and the organizations needs qualified persons to do these jobs. If you are thinking of using these single mother grants and scholarships for creating career opportunities for you, then you are on the right track.

Single mother grants such as scholarships for mothers, scholarships for women over 30 or Obama grants for moms provides for your college education and other expenses. If you are able to fulfill the Pell Grant eligibility criteria, then the Pell Grant amount that you can claim for the year 2011-12 is about $5,550. You need to submit a Pell Grant application to the proper authorities to present your candidature for these grants. In addition to government grants you can also search for those that are financed by private organizations. After winning these grants, working patiently and continuously applying yourself to achieve goal is the way out of your difficulty.

Single fathers looking after the family should look for financial aid such as Pell Grant, college grants for adults. He should also take advice from the, on-the campus aid officer about applying for student loans.

Grants for Housing

Apart from these educational grants, there are several such as single mother housing grants which can enable you to move to a place that is conducive for the growth of your children as well as your family. The right place for single parents to search to know about housing grants is the Internet. Once you locate this grant through single mother assistance program run by the government, go through its eligibility criteria and know how to apply for the grant. After sending the form, don't lose your patience if you don't hear from the grant provider. Sometimes, it takes months for them to start examining your claim and grant it. However, after being selected for it, the grant will house your family for a fraction of the cost it would normally.

If you are really down on your luck and finding it difficult to raise money to fulfill the basic needs of your family, then, you should be aware of the program run by the department of children and families. It provides food vouchers through this program, using which, one can have access to milk, cheese, peanut butter, cereal, and eggs. This department also runs a program called TANIF, through which needy single parents are given monetary assistance. Food stamps, which now have assumed credit card like form are issued to single mothers to help her to pay for the specific amount of food. You can also search on your own for the grants that will take care of the medical requirement of your kids.



Source: http://www.buzzle.com/articles/single-parent-grants.html

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Friday 6 July 2012

Touching Lives Through Grants for Special Needs Children

Touching Lives Through Grants for Special Needs Children

Special needs children are those who are believed to be suffering from physical disabilities, health and medical conditions, behavioral, mental, and emotional impairments, abuses, and learning difficulties and in need of specialized services. They often require expensive equipment and support that will allow them to live a more convenient life.

Beyond doubt, taking care of the sector still seems to be a very challenging task for many, especially when only a limited number of resources are available. However, a wide array of organizations is willingly established to lend a helping hand for those who are in need of special assistance in terms of financial and physical accessibility. Such aids coming from these organizations are made possible through the so-called grants for special needs children.

Varying types of funding assistance are available nowadays through different sectors of the state and federal government and various philanthropic foundations and organizations. Services offered by them are basically in the forms of educational funding, recreational and after school activities, and healthcare assistance. And similar to other forms of proposals, writing and applying for funding assistance designed to help the population take time, yet very much fulfilling when done successfully. What you just need is to look for possible funders, may it be from the government or private institutions, which will fit to your needs accordingly.

Joining associations and charities at the local or even national levels can be your initial step to receive such financial assistance. Organizations offering services for specific special needs are accessible as well. Included in the lists are the following: National Dissemination Center for Children with Disabilities, Federation for Children with Special Needs, National Center for Learning Disabilities, American Action Fund for Blind Children and Adults, National Autism Association, Disabled Children's Relief Fund, and the like.

Similarly, seeking funds in the state and federal government can be your alternative. A number of sectors of the administration have a lot to offer in providing opportunities including college grants, scholarships and educational loans for students, and assistance programs for disabled kids.

Grants for special needs children are, indeed, readily available for the needy ones. The Internet can be a great medium through which people can find prospective foundations or agencies tailored to assist them with their necessities. Seek for their help and comply with the requirements indicated. Once you have identified your needs, you can now start preparing for proposal writing. Remember that in applying for financial assistance, you have to explain yourself in a convincing way in order for the provider to comprehend the situation. Medical records and other information are very important in the application process for these documents will be deliberated keenly. Submit the grant on or before the deadline. Most importantly, you have to communicate with the funding organization since this will enable you to address queries and concerns regarding the matter.

We are very fortunate that we have these organizations, foundations, and government agencies that are really in the zone of helping other. Through their assistance and support, they actually touch the lives and positively enrich the future of every disabled kid. By means of the grants for special needs children, we are giving them the hope to have a better way of living.

Visit to: http://fedgrantsmoney.blogspot.com/

Source: http://EzineArticles.com/7148035

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Tuesday 3 July 2012

How to Apply For Free Grants

How to Apply For Free Grants

The one thing that is certain about our economy is that most people can always use more money - especially when they are trying to do something productive, such as going to school for the first time, going back to school or starting a business. While it seems the only option for obtaining money is to take out a loan for assistance, many don't know there are millions of dollars in free grants sitting around waiting for someone to claim it. So why don't people know about this free money? Because it is often not advertised. But now there are websites popping up that are assisting in bridging the gap between the grantor and potential grantee. In this article I will explore some of the websites that provide useful information to help you apply for free grants.

Creditfederal.com

Creditfederal.com is great website to learn more about the many ways to apply for free grants. According to their website, "Credit Federal provides and maintains Government Grant and Unclaimed Property links as a free public service and is not a grantor." This means that they are not the ones specifically passing out grants. However, they have taken the initiative to combine and continuously update all of the information out there for you. So if you're looking for federal student assistance, government food assistance, Medicaid help, or even your own unclaimed money, Credit Federal has that information and is ready to help you. Check them out!

Grants.gov

Grants.gov is a fantastic source to not only find, but apply for free grants from the government. This site is co-run by the U.S. Department of Health and Human Services who has the intention of dispersing all available grant money to qualified applicants. So your objective should then be to see what grants you are eligible for.

In order to apply for free grants through Grants.gov you must first search for grants through their tracking system. Once you have selected the one or more grants you're interested in applying for, you will begin the application process. First you will download the grant application package, which you then can complete offline. Full instructions are provided in the package as well as an online tutorial. Once you are ready to submit, you click Save then click the Submit button and your application is ready to go. The application process can take anywhere from 3 days to 2 weeks to complete, but you can track its status anytime on their Track Your Application page. Once everything is done, you'll find out whether you've been approved - let's hope you were - then you're finished. It doesn't get easier than this!

FinancialFreedomExpress.com

Financial Freedom Express is a website that assists potential applicants in finding general government, college, business, personal, health care and private grants. They offer a government grants guide that will help you apply for free grants with little hassle. They profess to have been created for the "do-it-yourself grant seeker who is interested in seeking out and applying for the grant, loan, and scholarship programs that he or she is eligible for." And to assist you, they have you start by choosing the grant type you are interested in pursuing, whether it be for college, business or personal.

Once you select your grant type, you are taken to a list of information regarding that particular grant type, including list of ways you may be eligible. Then you are instructed to download the grants guide, which you find out costs $9.99. While it may not seem fair to have to pay for this information, depending on your needs, it may be worth it to shell out a few bucks to receive a boatload of information that will eventually help you more than cover the purchase. But they assure you that with the purchase you will gain access to over 670 pages of free money information, so you may want to give a try - the choice is yours.

FAFSA.ed.gov

FAFSA (Free Application for Federal Student Aid) is probably one of the most well-known places to begin your federal financial aid process. If you are looking to apply for free grants for your college experience, this is typically where you start, unless you are working through a private institution or organization. It is best to fill out there FAFSA as soon as possible after the calendar year begins (and after you have filed your federal taxes) because money is given on a first-come, first-served basis. On the FAFSA website they explain all of the information needed to get started and even provide an online application for once you're ready. Also, school counselors and financial aid offices are very helpful in getting you started. So if you want government assistance for school, this is the way to go.


 Source: http://EzineArticles.com/848227

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Monday 25 June 2012

How to Fill Out the FAFSA Application Online

How to Fill Out the FAFSA Application Online to Get Federal Student Loans

Federal Student Aid can help pay for secondary education beyond high school to eligible individuals. It is federally funded financial assistance to help students and families pay for college. The FAFSA application is free and the benefits will last a lifetime.

To apply for financial aid, an applicant must fill out a FAFSA, which stands for Free Application for Federal Student Aid. This application will determine eligibility for receiving financial assistance for college based on the data provided, which includes personal information, income, parent's income (if applicable), spouse's income (if applicable), dependents, assets, housing situation, and any other government programs participated in by the applicant.

The FAFSA can be completed quickly and easily online. It is split into sections and there are helpful directions and tips for each question. It is necessary to have the federal tax return from the previous year in order to fill out the financial section of the FAFSA.

Section One - Student Personal Information:

This section requires the legal name, current address, social security number, date of birth, telephone number, driver's license state and number, email, citizenship status, marital status, state of legal residence, gender, information regarding any conviction for the possession or sale of illegal drugs that occurred while receiving any form of federal student aid, parents' education level, high school information and completion status, student classification for the upcoming school year, degree or certificate working towards, and whether work study should be considered.

Section Two - Student Financial Information:

This section requires information contained on the tax return from the prior year. It conveniently directs the applicant to the precise lines on the federal tax return that contain the information requested. Spouse's income is included in this section as well. The applicant must also list the total value of family assets, including cash, checking and savings accounts, real estate investments (excluding the home where the applicant currently resides), and businesses or investment farms (excluding family businesses or family farms that have less than 100 full time equivalent employees).

This section also requires the applicant to disclose any education credits received, child support paid for children not living at home, other taxable earnings like Federal Work-Study, other taxable student aid such as grants or scholarships, any taxable combat or special combat pay, or any cooperative education program income. Information regarding untaxed income will also need to be reported here, including payments made to tax-deferred savings plans or pensions, IRA deductions and payments for self-employed applicants, child support received (excluding payments for foster care or adoption), any tax-exempt interest income, untaxed IRA distributions or pensions (excluding rollovers), living allowances paid to military, clergy, or anyone else, non-education Veteran's benefits, and any other untaxed income (worker's compensation, disability, etc.).

Section Three & Four - Parent Determination:

The questions in this section will help determine whether the applicant needs to include parent information when applying for financial assistance. If the applicant can answer "yes" to any of the 13 eligibility questions in this section, they are exempt from needing to include parent information and can skip this section entirely. If the applicant answers "no" to any of the 13 questions in this section, they must have their parent(s) fill out Section Four, which will ask similar information of the parents as it did for the applicant.

Section Five - Household:

This short section asks how many people are in the applicant's household and of those people, how many will be college students during the year the applicant is applying for federal aid. It also asks if anyone in the household is receiving any federal benefits, such as TANF, WIC, SSI, food stamps, or free/reduced lunches. The final question of this section is whether the applicant is a dislocated worker.

Section Six - Schools:

This section is solely for entering the colleges or universities the applicant is interested in attending.


Section Seven - Signatures:

This section is for the applicant and their parent (if applicable) to sign, verifying all information presented is true and correct.

It is important to fill out a FAFSA as soon after January 1st as possible since federal financial aid and college grants are distributed on a first come, first served basis. The application process is simple and easy to follow, albeit time consuming since it requires many details about income and financial information. The FAFSA will calculate the applicant's EFC - expected family contribution. This amount will determine the applicant's financial need and whether the applicant is eligible to receive federal financial aid.

Once financial aid is awarded, it will be distributed first to the college or university the applicant is attending and will go towards paying tuition, fees and books. Any remaining funds that are unused will then be distributed to the student directly.

To learn more about Federal Grants and aid for college be sure to visit the FindCollegeGrants.com website which features in-depth guides and resources on numerous topics such as pell grants, college grants for women, grant money for adults and seniors, grants for minorities, and much more.

Visit to: http://fedgrantsmoney.blogspot.com/


Source: http://EzineArticles.com/6995562

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Tuesday 19 June 2012

Get Money for College Student Aid Eligibility

Get Money for College Student Aid Eligibility

Eligibility for federal student aid is based on financial need and on several other factors. The financial aid administrator at the college or career school you plan to attend will determine your eligibility.

To receive aid from our programs, you must demonstrate financial need (except for certain loans).
have a high school diploma or a General Education Development (GED) certificate, pass an ability-to-benefit (ATB) test approved by the U.S. Department of Education, meet other standards your state establishes that the Department approves, complete a high school education in a home school setting that is treated as such under state law, or have satisfactorily completed six credit hours or the equivalent course work toward a degree or certificate. Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program. Note: You might be able to receive aid for distance education courses as long as they are part of a recognized certificate or degree program.

be a U.S. citizen or eligible noncitizen.
have a valid Social Security Number.

Register with the Selective Service if required. You can use the paper or electronic FAFSASM to register, you can register at www.sss.gov, or you can call 1-847-688-6888. (TTY users can call 1-847-688-2567.)
maintain satisfactory academic progress once in school.

certify that you are not in default on a federal student loan and do not owe money on a federal student grant.
certify that you will use federal student aid only for educational purposes.

The Higher Education Act of 1965 as amended (HEA) suspends aid eligibility for students who have been convicted under federal or state law of the sale or possession of drugs, if the offense occurred during a period of enrollment for which the student was receiving federal student aid (grants, loans, and/or work-study). If you have a conviction(s) for these offenses, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) or click here to complete the "Student Aid Eligibility Worksheet" to find out how this law applies to you.

If you have lost federal student aid eligibility due to a drug conviction, you can regain eligibility if you pass two unannounced drug tests conducted by a drug rehabilitation program that complies with criteria established by the U.S. Department of Education.

Civil Commitment for Sexual Offenses - A student subject to an involuntary civil commitment after completing a period of incarceration for a forcible or nonforcible sexual offense is ineligible to receive a Federal Pell grant.

Even if you are ineligible for federal aid, you should complete the FAFSA because you may be eligible for nonfederal aid from states and private institutions. If you regain eligibility during the award year, notify your financial aid administrator immediately. If you are convicted of a drug-related offense after you submit the FAFSA, you might lose eligibility for federal student aid, and you might be liable for returning any financial aid you received during a period of ineligibility.

If you have a question about your citizenship status, contact the financial aid office at the college or career school you plan to attend.


Intellectual disabilities
Students with intellectual disabilities can receive federal student aid under the Federal Pell Grant Program, FSEOG Program and Federal Work-Study Program. To be eligible, you must

be enrolled or accepted for enrollment at an institution of higher education in a comprehensive transition and postsecondary (CTP) program for students with intellectual disabilities that the U.S. Department of Education has determined to be eligible for Title IV aid (Click here for a list of institutions with Title IV eligible CTP programs);
be maintaining satisfactory progress; and
meet the other student eligibility criteria.

How will I know what I'm eligible for?

The information you reported on your FAFSA is used to determine your Expected Family Contribution (EFC), which is calculated by a formula established by law. The EFC is not the amount of money that your family must provide. Rather, you should think of the EFC as an index that colleges use to determine how much financial aid (grants, loans or work-study) you would receive if you were to attend their school. If your EFC is below a certain number, you’ll be eligible for a Federal Pell Grant assuming you meet all other eligibility requirements.

You can get worksheets that show how the EFC is calculated by downloading them from our Web site at www.studentaid.ed.gov/pubs. Click on the award year appropriate to you under "EFC Formula."

The amount of your Pell Grant depends on your EFC, your cost of attendance (which the financial aid administrator at your college or career school will figure out), and your enrollment status (full time, three-quarter time, half time, or less than half time).

For our other aid programs, the financial aid administrator at your college or career school takes your cost of attendance and then subtracts your EFC, the amount of a Federal Pell Grant you are eligible for, and aid you will get from other sources. The result is your remaining financial need:

Cost of Attendance
- EFC
- Federal Pell Grant Eligibility
- Aid From Other Sources
= Remaining Financial Need


If you're attending at least half time, your cost of attendance is the sum of

your actual tuition and fees (or the school's average tuition and fees)
the cost of room and board (or living expenses for students who do not contract with the school for room and board)
the cost of books, supplies, transportation, loan fees, and miscellaneous expenses (including a reasonable amount for the documented cost of a personal computer)

an allowance for dependent care
costs related to a disability
reasonable costs for eligible study-abroad programs.

Costs unrelated to the completion of a student's course of study are not included in calculating that student's cost of attendance.

A financial aid administrator can consider special or unusual circumstances such as unusual medical expenses, tuition expenses, or unemployment and can adjust your cost of attendance or some of the information used to calculate your EFC. The financial aid administrator at your college or career school also can change your status from dependent to independent but only under specific circumstances the aid administrator will explain. You'll have to provide your college or career school with documentation to justify any change. The decision to change or not to change your dependency status is based on the aid administrator's judgment, and it's final. It can't be appealed to the U.S. Department of Education.

Visit to: http://fedgrantsmoney.blogspot.com/


Source: http://studentaid.ed.gov/PORTALSWebApp/students/english/aideligibility.jsp


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